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Electronic Payments


MGF, Master Grumble Framer
Hi Folks
Was paying my weekly invoices as I've done for nearly 40 years. We use Quickbooks and it is really easy to pay bills print checks and keep records of expenses. But after reviewing the cost of new checks, envelopes, and the postage, we're talking a major investment.

So, I am looking into paying on line. My bank does have a bill pay service which I am considering.

Wondered how many of you now pay electronically?

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SPFG, Supreme Picture Framing God
I pay my personal bills on line where they physically send a check. No problems and you can set up recurring if you'd like.

Larry Peterson

PFG, Picture Framing God
I have only two places I write checks, my shop landlord and my main supplier (mainly because of the 3% cash discount). Everything else has been paid online for many years.

Considering the cost of postage, this has saved me boucoup buckeroos over the years.

A couple of years ago I stopped getting my local newspaper because they couldn't take online payments. Cheaper to get it at the store. They bill themselves as techy and have a phone app (that crashes a lot), but can't accept online payments.


MGF, Master Grumble Framer
i pay everything online, or setup direct debits for recurring bills.
Would never even bother with Cheques and mail. Time is money.
The only reason people paid with Cheques, was so they could use the term "Cheques in the mail" when people were chasing them for money.

Eric The Framer

CGF, Certified Grumble Framer
The only check I "write" monthly is my accounting. Nothing else, since.... I don't remember now but it's been a long time. That is for the business, and personal too.

Pat Murphey

SPFG, Supreme Picture Framing God
I pay on line everywhere online payments are accepted, NO autopay (except mortgage and health insurance), and I do not opt out of paper bills.


MGF, Master Grumble Framer
I prefer checks, they are very inexpensive from Costco. And I like to get paid by customers same way
to avoid paying card fees. No reason to pay them even for convenience.

Bob Carter

SPFG, Supreme Picture Framing God
we paid every single bill available online with credit card. Most every vendor accepted with same net terms. For thos with little discipline, as you pay your bills, at end of session pay credit card

Rob Markoff taught me that years ago and i can't tell you how many First Class ticket to Italy we got
Be sure to pay all personal bills same way. Don't travel much anymore, so got cash back card. This year we bought a car with card; also Taco Bell. There are a few folks that don't accept cards; very few. The question about recurring payments came up. I get a new number every year or so; really a no-brainer

Bonus: Capital One has biz card called Spark that pays 2% plus as a sign up bonus extra $500 cash back if you charge a small amount like $2000 in 90 days

some asked 'whats a check?' In our house we say the same about 'what's a debit card?'


I do pay many things online and it is a time and money saver. I also keep paper checks around for small suppliers who will benefit as we do from fewer fees.

David Waldmann

SGF, Supreme Grumble Framer
At our main business everything we can is by credit card, auto-pay for recurring. Everything else gets a paper check in the mail.

At home and our rental biz, the same but the checks come from the bank via online bill-pay.

For receiving payments, in our rental biz we email rent bills with a link to online bank transfer. It costs us a buck per, but well worth not having to deal with mail and check deposits (even though we can deposit checks remotely via smartphone). Our tenants seem to like it too.
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